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From: "ImmoScout24 Baufinanzierung" <Baufi-NoReply@immobilienscout24.de>
To: <christian.gabriel@shortnote.de>
Subject: Neue Finanzierungsangebote: Zinsen sind gesunken
Date: Sat, 12 Dec 2020 14:13:03 -0600
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Der Marktführer:<br />
Die Nr. 1 rund um Immobilien
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<p style="margin: 0; line-height: 24px; font-weight: 600; color: #333333; font-size: 18px; font-family: Make it Sans, arial, sans-serif;">Aktuelle Finanzierungsangebote für</p>
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<td width="30" height="30" style="padding:0;">
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/myscout/house-icon-new.png" alt="" height="30" width="30" style="border: 0; width: 30px; height: 30px;">
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<td style="width: 100%; text-align: left; padding: 0 10px; font-weight: 600; line-height:24px;font-size: 14px;font-family: Make it Sans, arial, sans-serif;">
<span style="color: #333333">Immobilie in Herrsching am Ammersee</span>
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<p style="margin: 0; color: #333333;font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;">
Kauf, Kaufpreis 409.900 €, Kaufnebenkosten 24.594 €, Eigenkapital 136.633 €, Nettodarlehen 297.861 €,
Anfängliche Tilgung 2,00 %, Sollzinsbindung 10 Jahre
<a href="https://www.immobilienscout24.de/baufinanzierung/finanzierungsvarianten/?utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_fulfillment_change&PID=80,673,866#/edit/" style="color: #2a7cca;">
ändern
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<span style="font-size:18px;font-weight:bold;color:#00d0b2">↘</span>
<span style="font-size:18px;color:#333333;font-weight: 600;">0,32 %</span><br>
<span style="line-height: 15px; font-size:12px;color: #333333;">Günstigster Zins <br>Stand 12.12.2020</span>
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<span style="font-size:18px;">0,33 %</span><br>
<span style="line-height: 15px; font-size:12px;">Günstigster Zins <br>letzte Angebotsmail</span>
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<!-- 1. column: realtor logo, rating -->
<table style="border-spacing: 0; border-collapse: collapse; width: 100%; text-align: left;">
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<a href="http://www.immobilienscout24.de/baufinanzierung/anbieter/32177/?financingType=PROPERTY_PURCHASE&purchasePrice=409900&ownFunds=136633&additionalCosts=24594&amortizationRate=2.00&employment=EMPLOYED&fixedNominalInterestRate=TEN_YEARS&geoCode=1276002084006&searchLabel=Herrsching%20am%20Ammersee&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_profile&token=1ec854c5aee6357e63ed08fef27caae1b509bf265bd84deae554ae6309f4f2d822b6c55ba487469e&PID=80,673,866" target="_blank">
<!-- -->
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<img height="40" src="https://baufinanzierung.finanzen.immobilienscout24.de/images/providers/anbieter-postbank-eine-niederlassung-der-db-privat-und-firmenkundenbank-ag-logo-32177.png?v=1583162159994" alt="Postbank – eine Nied..." style="border: 0; max-width: 150px; max-height: 60px; object-fit: contain;">
</a>
<div style="padding-top: 5px;">
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-half.png" alt="★"/>
<span style="font-size: 14px;">376</span>
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<table width="100%" style="border-spacing: 0;">
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<!-- 2. column: offer details -->
<table style="border-spacing: 0; border-collapse: collapse; width: 100%; text-align: left;">
<tr>
<td align="center" style="padding: 0; width: 50%;">
<table width="100%" style="border-spacing:0; border-collapse: collapse;color: #676767;font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;">
<tr>
<td style="padding: 0;width: 70%; height: 30px;" align="left">
Monatsrate
</td>
<td style="padding: 0;width: 30%; height: 30px;" align="right">
<span style="color: #333333; font-weight: 600;">702 €</span>
</td>
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Effektiver Jahreszins
</td>
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<span style="color: #333333; font-weight: 600;">0,83 %</span>
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Gebundener Sollzins
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<td style="padding: 0;width: 30%; height: 30px;" align="right">
<span style="color: #333333; font-weight: 600;">0,83 %</span>
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<a href="http://www.immobilienscout24.de/baufinanzierung/anbieter/32177/?financingType=PROPERTY_PURCHASE&purchasePrice=409900&ownFunds=136633&additionalCosts=24594&amortizationRate=2.00&employment=EMPLOYED&fixedNominalInterestRate=TEN_YEARS&geoCode=1276002084006&searchLabel=Herrsching%20am%20Ammersee&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_profile&token=1ec854c5aee6357e63ed08fef27caae1b509bf265bd84deae554ae6309f4f2d822b6c55ba487469e&PID=80,673,866" target="_blank" style="font-size: 14px; font-family: Make it Sans, arial, sans-serif; font-weight: 700; color: #333333; text-decoration: none; padding: 0 20px;">Zum Anbieter</a>
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<a href="http://www.immobilienscout24.de/baufinanzierung/anbieter/32177/?financingType=PROPERTY_PURCHASE&purchasePrice=409900&ownFunds=136633&additionalCosts=24594&amortizationRate=2.00&employment=EMPLOYED&fixedNominalInterestRate=TEN_YEARS&geoCode=1276002084006&searchLabel=Herrsching%20am%20Ammersee&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_profile&token=1ec854c5aee6357e63ed08fef27caae1b509bf265bd84deae554ae6309f4f2d822b6c55ba487469e&PID=80,673,866" style="font-size:14px; line-height:32px; width:100%; display:inline-block; text-decoration: none; font-family: Make it Sans, arial, sans-serif; font-weight: 700; padding: 0 20px;"><span style="color: #333333">Zum Anbieter</span></a>
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<td style="padding:10px 25px;">
<div style="font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;text-decoration: none; color:#333333;">
Wenn Sie <strong>10.931</strong> € mehr Eigenkapital einbringen, können Sie Ihre Konditionen verbessern: <strong>0,73</strong> % Sollzins, <strong>0,73</strong> % Effektivzins.
Ersparnis auf 10 Jahre: 5.880 €
</div>
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<td style="padding: 10px 25px 20px 25px;">
<div style="color:#333333; font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;text-decoration: none;">
Postbank – eine Niederlassung der Deutsche Bank AG - Repräsentatives Beispiel, Bonität vorausgesetzt.
Zu zahlender Gesamtbetrag: 352.699 € (503 Raten,
Laufzeit 41 Jahre
11 Monate).
Verbraucherdarlehen für Immobilien sind durch die Eintragung einer Grundschuld besichert.
</div>
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<!-- 1. column: realtor logo, rating -->
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<a href="http://www.immobilienscout24.de/baufinanzierung/anbieter/29417/?financingType=PROPERTY_PURCHASE&purchasePrice=409900&ownFunds=136633&additionalCosts=24594&amortizationRate=2.00&employment=EMPLOYED&fixedNominalInterestRate=TEN_YEARS&geoCode=1276002084006&searchLabel=Herrsching%20am%20Ammersee&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_profile&token=3db3e1dae9ef1f72ae152c33d6d340d6f88d52a6e0207e278b688a1a38f94d027c1f61d0ce246619&PID=80,673,866" target="_blank">
<!-- -->
<!--
-->
<img height="40" src="https://baufinanzierung.finanzen.immobilienscout24.de/images/providers/anbieter-deutsche-bank-selbststaendiger-finanzberater-andreas-berndt-logo-29417.png?v=1583161132660" alt="Andreas Berndt - Sel..." style="border: 0; max-width: 150px; max-height: 60px; object-fit: contain;">
</a>
<div style="padding-top: 5px;">
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-half.png" alt="★"/>
<span style="font-size: 14px;">3</span>
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<div style="width: 100%; display: inline-block; vertical-align: top; max-width: 340px;">
<table width="100%" style="border-spacing: 0;">
<tr>
<td style="width: 50%;padding: 0;" valign="middle" align="center">
<!-- 2. column: offer details -->
<table style="border-spacing: 0; border-collapse: collapse; width: 100%; text-align: left;">
<tr>
<td align="center" style="padding: 0; width: 50%;">
<table width="100%" style="border-spacing:0; border-collapse: collapse;color: #676767;font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;">
<tr>
<td style="padding: 0;width: 70%; height: 30px;" align="left">
Monatsrate
</td>
<td style="padding: 0;width: 30%; height: 30px;" align="right">
<span style="color: #333333; font-weight: 600;">745 €</span>
</td>
</tr>
<tr>
<td style="padding: 0;width: 70%; height: 30px;" align="left">
Effektiver Jahreszins
</td>
<td style="padding: 0;width: 30%; height: 30px;" align="right">
<span style="color: #333333; font-weight: 600;">1,00 %</span>
</td>
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<tr>
<td style="padding: 0;width: 70%; height: 30px;" align="left">
Gebundener Sollzins
</td>
<td style="padding: 0;width: 30%; height: 30px;" align="right">
<span style="color: #333333; font-weight: 600;">1,00 %</span>
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<a href="http://www.immobilienscout24.de/baufinanzierung/anbieter/29417/?financingType=PROPERTY_PURCHASE&purchasePrice=409900&ownFunds=136633&additionalCosts=24594&amortizationRate=2.00&employment=EMPLOYED&fixedNominalInterestRate=TEN_YEARS&geoCode=1276002084006&searchLabel=Herrsching%20am%20Ammersee&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_profile&token=3db3e1dae9ef1f72ae152c33d6d340d6f88d52a6e0207e278b688a1a38f94d027c1f61d0ce246619&PID=80,673,866" target="_blank" style="font-size: 14px; font-family: Make it Sans, arial, sans-serif; font-weight: 700; color: #333333; text-decoration: none; padding: 0 20px;">Zum Anbieter</a>
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<a href="http://www.immobilienscout24.de/baufinanzierung/anbieter/29417/?financingType=PROPERTY_PURCHASE&purchasePrice=409900&ownFunds=136633&additionalCosts=24594&amortizationRate=2.00&employment=EMPLOYED&fixedNominalInterestRate=TEN_YEARS&geoCode=1276002084006&searchLabel=Herrsching%20am%20Ammersee&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_profile&token=3db3e1dae9ef1f72ae152c33d6d340d6f88d52a6e0207e278b688a1a38f94d027c1f61d0ce246619&PID=80,673,866" style="font-size:14px; line-height:32px; width:100%; display:inline-block; text-decoration: none; font-family: Make it Sans, arial, sans-serif; font-weight: 700; padding: 0 20px;"><span style="color: #333333">Zum Anbieter</span></a>
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<div style="font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;text-decoration: none; color:#333333;">
Wenn Sie <strong>51.921</strong> € mehr Eigenkapital einbringen, können Sie Ihre Konditionen verbessern: <strong>0,85</strong> % Sollzins, <strong>0,85</strong> % Effektivzins.
Ersparnis auf 10 Jahre: 19.320 €
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<div style="color:#333333; font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;text-decoration: none;">
Andreas Berndt - Selbständiger Finanzberater der Deutschen Bank, Utting am Ammersee - Repräsentatives Beispiel, Bonität vorausgesetzt.
Zu zahlender Gesamtbetrag: 362.434 € (487 Raten,
Laufzeit 40 Jahre
7 Monate).
Verbraucherdarlehen für Immobilien sind durch die Eintragung einer Grundschuld besichert.
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<a href="http://www.immobilienscout24.de/baufinanzierung/anbieter/590/?financingType=PROPERTY_PURCHASE&purchasePrice=409900&ownFunds=136633&additionalCosts=24594&amortizationRate=2.00&employment=EMPLOYED&fixedNominalInterestRate=TEN_YEARS&geoCode=1276002084006&searchLabel=Herrsching%20am%20Ammersee&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_profile&token=18f3aed629ca9d4069e9f419eaad08b3ff8bec076a792931fb7926e30e40a279690ee496fc24ac61&PID=80,673,866" target="_blank">
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<img height="40" src="https://baufinanzierung.finanzen.immobilienscout24.de/images/providers/anbieter-halfen-baufinanzierungen-logo-590.png?v=1583155247964" alt="Halfen-Baufinanzieru..." style="border: 0; max-width: 150px; max-height: 60px; object-fit: contain;">
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<div style="padding-top: 5px;">
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
<img src="https://www.immobilienscout24.de/baufinanzierung/static/images/email/star-full.png" alt="★"/>
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<span style="font-size: 14px;">71</span>
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Monatsrate
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<span style="color: #333333; font-weight: 600;">576 €</span>
</td>
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Effektiver Jahreszins
</td>
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<span style="color: #333333; font-weight: 600;">0,32 %</span>
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Gebundener Sollzins
</td>
<td style="padding: 0;width: 30%; height: 30px;" align="right">
<span style="color: #333333; font-weight: 600;">0,32 %</span>
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<a href="http://www.immobilienscout24.de/baufinanzierung/anbieter/590/?financingType=PROPERTY_PURCHASE&purchasePrice=409900&ownFunds=136633&additionalCosts=24594&amortizationRate=2.00&employment=EMPLOYED&fixedNominalInterestRate=TEN_YEARS&geoCode=1276002084006&searchLabel=Herrsching%20am%20Ammersee&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_profile&token=18f3aed629ca9d4069e9f419eaad08b3ff8bec076a792931fb7926e30e40a279690ee496fc24ac61&PID=80,673,866" style="font-size:14px; line-height:32px; width:100%; display:inline-block; text-decoration: none; font-family: Make it Sans, arial, sans-serif; font-weight: 700; padding: 0 20px;"><span style="color: #333333">Zum Anbieter</span></a>
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<div style="font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;text-decoration: none; color:#333333;">
Wenn Sie <strong>51.921</strong> € mehr Eigenkapital einbringen, können Sie Ihre Konditionen verbessern: <strong>0,24</strong> % Sollzins, <strong>0,24</strong> % Effektivzins.
Ersparnis auf 10 Jahre: 14.040 €
</div>
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<td style="padding: 10px 25px 20px 25px;">
<div style="color:#333333; font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;text-decoration: none;">
Halfen-Baufinanzierungen - Repräsentatives Beispiel, Bonität vorausgesetzt.
Zu zahlender Gesamtbetrag: 320.586 € (557 Raten,
Laufzeit 46 Jahre
5 Monate).
Verbraucherdarlehen für Immobilien sind durch die Eintragung einer Grundschuld besichert.
</div>
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<p style="margin: 0; line-height: 24px; font-weight: 600; color: #333333; font-size: 18px; font-family: Make it Sans, arial, sans-serif;">Zinsentwicklung</p>
<a href="https://www.immobilienscout24.de/baufinanzierung/?utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_preapproval&PID=80,673,866" target="_blank" style="color: #2A7CCA;text-decoration: none;font-size: 12px;font-family: Make it Sans, arial, sans-serif;border:0;">
<img src="https://www.immobilienscout24.de/baufinanzierung-api/restapi/api/financing/construction/v1.0/marketdatarange/image.png?timeframeunit=WEEK&width=595&height=220" width="100%" style="border:0;max-width: 595px;width:100%"/>
<span style="font-weight:normal;line-height:24px;font-size:14px; color: #676767;">Sollzinsen auf Basis von marktbezogenen, repräsentativen Finanzierungsangeboten</span>
<img src="https://www.immobilienscout24.de/content/dam/is24/baufinanzierung/bilder/NL/Chart-Legende.jpg" width="100%"/>
</a>
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<div style="padding: 10px 0; line-height: 24px; font-weight: 600; color: #333333; font-size: 18px; font-family: Make it Sans, arial, sans-serif;">Zinsen: Gute Aussichten und stabile Prognosen</div>
<img src="https://immobilienscout24.de/content/dam/is24/baufinanzierung/bilder/news/Zinskommentar_Dez20_265x112.jpg" alt="Bauzinsen" height="112" width="267" style="max-width:270px;"/>
<div style="color: #333333; margin-bottom: 10px; font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;">Joe Bidens Wahlsieg und die Aussicht auf einen Corona-Impfstoff geben Hoffnung. Wie wirkt sich das auf die Baufinanzierungszinsen aus?</div>
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Please notice that you have to modify TWO buttons (for normal and for IE browsers, see below)
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ADD "&PID=${ssoid}" at the end of your links for tracking
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<div style="padding: 10px 0; line-height: 24px; font-weight: 600; color: #333333; font-size: 18px; font-family: Make it Sans, arial, sans-serif;">Käufer-Zertifikat</div>
<img src="https://immobilienscout24.de/content/dam/is24/baufinanzierung/bilder/NL/PB_Certificate.jpg" alt="Käufer-Zertifikat" height="112" width="267" style="max-width:270px;"/>
<div style="color: #333333; margin-bottom: 10px; font-size: 14px; line-height: 24px; font-family: Make it Sans, arial, sans-serif;">Sie haben eine Immobilie gefunden und möchten dem Verkäufer oder Makler zeigen, dass Sie sich die Wunschimmobilie auch leisten können? Dann ist das Käufer-Zertifikat genau das richtige für Sie.</div>
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<a href="http://www.immobilienscout24.de/baufinanzierung/fulfillment/abbestellen/?id=5a10be2ee4b0c92a149c86f5&t=07b8359b0d2162052210929898b65fc626689b2da4ea882daec4c748a87d63adb3bc3989966c0a74&ftc=8972FCK&utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_fulfillment_delete&PID=80,673,866" style="text-decoration: underline; color: #333333;">> E-Mail abbestellen</a>
<a href="https://www.immobilienscout24.de/baufinanzierung/finanzierungsvarianten/?utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_fulfillment_change&PID=80,673,866#/edit/" style="text-decoration: underline; color: #333333;">> Vorhaben anpassen</a>
<a href="https://www.immobilienscout24.de/baufinanzierung/finanzierungsrechner/?utm_medium=email&utm_source=system&utm_campaign=finance_fulfillment&utm_content=finance_preapproval&PID=80,673,866" style="text-decoration: underline; color: #333333;">> Kreditrechner</a>
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<div>Der Marktführer: Die Nr. 1 rund um Immobilien</div>
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<a href="https://www.immobilienscout24.de?utm_medium=email&utm_source=system&utm_campaign=default_fulfillment_footer&utm_content=default_search_redesign&PID=80,673,866" style="text-decoration: underline; color: #ffffff;">Immobiliensuche</a>
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<a href="https://www.immobilienscout24.de/kontakt/?utm_medium=email&utm_source=system&utm_campaign=default_fulfillment_footer&utm_content=default_support_redesign&PID=80,673,866" style="text-decoration: underline; color: #ffffff;">Kontakt</a>
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<a href="https://www.immobilienscout24.de/agb/datenschutz.html?utm_medium=email&utm_source=system&utm_campaign=default_fulfillment_footer&utm_content=default_impressum_redesign&PID=80,673,866" style="text-decoration: underline; color: #ffffff;">Datenschutz</a>
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<a href="https://www.immobilienscout24.de/agb.html?utm_medium=email&utm_source=system&utm_campaign=default_fulfillment_footer&utm_content=default_impressum_redesign&PID=80,673,866" style="text-decoration: underline; color: #ffffff;">AGB</a>
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<a href="https://www.immobilienscout24.de/impressum.html?utm_medium=email&utm_source=system&utm_campaign=default_fulfillment_footer&utm_content=default_impressum_redesign&PID=80,673,866" style="text-decoration: underline; color: #ffffff;">Impressum</a>
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<a href="https://www.immobilienscout24.de/agb.html?utm_medium=email&utm_source=system&utm_campaign=default_fulfillment_footer&utm_content=default_agb_redesign&PID=80,673,866" style="text-decoration: underline; color: #ffffff;">© 1999 - 2020 Immobilien Scout GmbH</a>
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<div>Immobilien Scout GmbH - Ein Unternehmen der Scout24-Gruppe, Invalidenstr. 65, 10557 Berlin, Geschäftsführer:
Ralf Weitz, Dr. Thomas Schroeter, Vorsitzender des Aufsichtsrat:Tobias Hartmann, Handelsregister: Amtsgericht
Charlottenburg, HRB 69108, Sitz der Gesellschaft: Berlin
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